Charm Necklaces Are The Accessory Obsession Of The Summer

From poolside pitches to beachside bliss, here’s how to style this season’s hottest accessory trend….

This summer, your go-to accessory isn’t a wide-brim hat or oversized sunnies—it’s the charm necklace. Equal parts playful and personal, these dainty-yet-bold pieces are officially taking over our warm-weather wardrobes. And let’s be real: as a woman building empires (from beach cabanas or WiFi-enabled rooftops), you deserve an accessory that multitasks as well as you do. Whether you’re sending invoices between dips or just vibing in your chicest one-piece, there’s a charm necklace here for every aesthetic—and every 'out of office' energy.

evil eye charm necklace

Manifestation Magnet

Shop Necklace: Evil Eye Charm Necklace 
Vibe: Spiritual, stylish, and just slightly superstitious
Pair It With: A white bikini, oversized linen shirt, and gold-rimmed shades—bonus points if you're journaling beachside with a spicy marg in hand.

Shop The Look: Sunglasses, $114 | Sorrento Bikini Top, $95 | Delilah Bikini Bottom, $95 | Crochet Starfish Swim Cover-Up, $44

charm necklace gold

Sandy

Sweetheart

Shop Necklace: Blue & White Beaded Charm Necklace – Aerie
Vibe: Sweet meets seaside
Pair It With: A baby blue terry bikini, a rattan bucket hat, and white jelly sandals. Channel 2003 nostalgia with a modern twist.

Shop The Look: Sweet Blue Bikini Set, $24 | Bucket Hat, $14 | Jelly Sandals, $49

charm necklace gold

Pearl, Please

Shop Necklace: Disc & Pearl Charm Necklace – Aerie
Vibe: Resort-chic and ready to network at the pool bar
Pair It With: A sleek black one-piece, statement sunnies, and a silk sarong tied just-so. Martini not optional.

Shop The Look: One-Piece Swimsuit, $38 | Sarong, $22 | Sunglasses, $12

charm necklace gold

Shell Yeah

Shop Necklace: Paperclip Chain & Seashell Necklace 
Vibe: Mermaid CEO energy
Pair It With: A seafoam green bikini, salty beach waves, and that “I invest in startups and SPF” attitude.

Shop The Look: Shamrock Jupiter Bikini Top, $84 | Shamrock Sully Bikini Bottom, $73 | Salty Waves Texture Beachy Spray, $14

charm necklace gold

Sea Siren Vibes

Shop Necklace: Starfish & Mermaid Charm Necklace 
Vibe: Flirty, fun, and ready for a sunset dinner after a day on the boat
Pair It With: A strappy coral bikini, chiffon beach pants, and a lip tint that says “casual but calculated.”

Shop The Look: Red/Coral Bikini Set, $32 | Chiffon Beach Pants, $17 | Laneige Lip Balm, $19

charm necklace gold

Fruit Punch Founder

Shop Necklace: Strawberry Charm Necklace 
Vibe: Y2K meets VC
Pair It With: A gingham crop top, high-waisted swim shorts, and a matching strawberry daiquiri (obviously).

Shop The Look: Gingham Crop Top, $19 | High Waisted Denim Shorts, $29

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